Divya Nair – Chartered Accountant in Kochi
✓ Verified
FindMyCA has confirmed this professional's ICAI membership number, practicing certificate status, and firm registration details.
Nair Advisory | Export & NRI Client Specialist
Nair Advisory
📍 Marine Drive, Kochi, Kerala · 🗣️ English, Malayalam, Hindi · 13+ Years experience
Chartered Accountant
Industries served: Spice & Seafood Export, Trading, Startups (Returning NRIs)
Services: NRI Taxation, GST Registration, Company Incorporation
Experience: 13+ Years
Rating: 4.8 ★
Location: Kochi, Kerala
Consultation: In-person + Video call + Phone
About Nair Advisory
Divya works extensively with NRI clients and export businesses in Kochi, handling company incorporation, GST, and cross-border tax matters.
Nair Advisory's Marine Drive office reflects Kochi's own economy in miniature — spice and seafood exporters on one side of the client list, Gulf-returned NRIs setting up businesses back home on the other. Divya spent several years working in Dubai before returning to Kochi to start the practice, which gives her an unusually practical read on what NRI clients in the Gulf actually need versus what they think they need when they first call. Export GST refunds and Letter of Undertaking filings for exporters are a steady, recurring part of the work, alongside company incorporation for returning NRIs building something new.
Consultation options
Frequently asked questions
I'm a Gulf-based NRI planning to start a business in Kochi — where do I start?
Start with a call before you return — we can pre-plan the entity structure, GST registration, and initial compliance calendar so the business is ready to operate as soon as you land, rather than losing the first few months to setup.
Do you handle GST Letter of Undertaking filings for exporters?
Yes, LUT filing (which lets exporters ship without paying IGST upfront) is renewed annually and is a standard part of our export client engagements.
How does owning property or business interests in the Gulf affect my Indian tax filing?
It depends on your residency status and whether India has a DTAA with that country — having lived and worked in the Gulf myself, I walk NRI clients through this with a practical understanding of what documentation Gulf banks and employers actually provide.
Can you register a spice or seafood export business for GST before the first shipment?
Yes, we register export businesses proactively so GST and LUT filing are in place before the first invoice, which avoids delays at the point of shipment.
Client reviews
Every reviewer's email is manually verified before a review is published, so these can't be faked.
Ashraf K. (NRI, Dubai)
February 2026Divya pre-planned my entire business setup before I even landed back in Kochi. Having worked in the Gulf herself, she understood exactly what documents I'd struggle to get from my UAE bank.
Maya P.
November 2025Our spice export business needed the LUT renewed and she had it done well before the deadline without us even having to ask. Very proactive.
Submit an enquiry
We'll send your details directly to Divya Nair via WhatsApp or email.